Chief Financial Officer
Full ownership of finance, reporting, capital, risk, and the board relationship.

Twenty-five years leading the numbers so the people can make the call.
I am a senior finance officer with twenty-five years across international and domestic business development and the creation of corporate governance structures. My work has a pattern: I am brought into companies that are growing faster than their finance function, and I build the function that should already have been there.
At National Merchants Association I inherited a $70M card-not-present processor with 180 employees and no financial structure. I built the accounting, AP, AR, payroll and purchasing departments, wrote the GAAP-compliance and reporting standards, and cut more than $500K from operating costs.
At Total Merchant Services I built finance for a $170M company and $11B in annual processing volume. Through a new ERP, rolling forecasts, and automated reporting, I cut the month-end close in half and delivered more than $2M in annual savings.
Before that, I spent seven years at Nestlé USA, ending as International Finance Manager with full P&L ownership of a $150M export division covering North and South America, Asia, and the Middle East.
I co-founded Salus Payments and ran it as CFO for eight years, building the plan that scaled it toward $15M in revenue and $150M in annual processing volume. Through Jadafer Inc., I help growing companies build durable finance functions.
I am fully bilingual in English and Spanish, with a B.S. in Industrial Engineering from Universidad Javeriana in Bogota, Colombia and hold an MBA from Pepperdine University - Graziadio Business School along with several certifications in multiple disciplines.
Full ownership of finance, reporting, capital, risk, and the board relationship.
GAAP compliance, reporting structure, AP/AR, payroll, purchasing and controls.
Reconciliation, document capture, recurring reporting and close automation.
Processor negotiations, pricing audits, risk frameworks and ISO economics.